Loan Rates
Effective as of April 1st, 2025
| NEW CARS |
| TERM |
|
APR* |
| 72 months or less**
|
as low as |
4.99% |
| 84 months**†
|
as low as |
5.49% |
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Calculate estimated payment.
†Minimum amount to finance is $30K. |
| USED CARS |
| TERM |
|
APR* |
| 72 months or less**
|
as low as |
4.99% |
| 84 months**† |
as low as |
5.49% |
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate estimated payment.
†Minimum amount to finance is $30k. |
| NEW OTHER VEHICLES |
| TERM |
|
APR* |
60 months or less**
|
as low as |
5.99% |
| 72 months**
|
as low as |
6.24% |
| 84 months**†
|
as low as |
6.99% |
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
†Minimum amount to finance is $30K |
| USED OTHER VEHICLES |
| TERM |
|
APR* |
60 months or less**
|
as low as |
5.99% |
72 months**
|
as low as |
6.24% |
| 84 months**†
|
as low as |
6.99% |
| 8-10 Year Old Vehicle (72 months or less; max 125K miles)** |
as low as |
6.99% |
| 8-10 Year Old Vehicle (84 months; max 125K miles)**† |
as low as |
7.49% |
*APR=Annual Percentage Rate
**Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment.
†Minimum amount to finance Is $30K. |
| VISA CREDIT CARDS |
| CARD |
|
APR* |
| Rewards Credit Card |
|
1.99%; Prime + 10.5%** |
| Visa Platinum Credit Card |
as low as |
7.90% |
| Secured Visa Credit Card |
as low as |
11.90% |
| Starter Visa Credit Card |
as low as |
18.00% |
*APR=Annual Percentage Rate
**1.99% is the introductory rate for the first 12 months of account opening. Upon 12 months APR converts to Prime + 10.5% interest rate with a cap of 18%. |
| ANYTHING LOAN (PERSONAL LOAN) |
| TERM |
|
APR* |
| 36 months or less |
as low as |
9.99% |
| 37 - 60 months |
as low as |
10.99% |
| 61 - 72 months |
as low as |
11.99% |
| *APR=Annual Percentage. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. Calculate your estimated monthly payment. |
| HOLIDAY LOAN |
| TERM |
|
APR* |
| Holiday Loan |
as low as |
Available in November & December only |
| *APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. |
| SHARE SECURED |
| TYPE |
|
APR* |
Share Secured (Rate tied to Share Savings Rate)
|
|
3.10% |
| *APR=Annual Percentage Rate |
| OVERDRAFT PROTECTION/LOANMAKER LINE OF CREDIT |
| TYPE |
|
APR* |
| Loanmaker Line*
|
as low as |
11.25% |
| *APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. Maximum rate is 18% APR. |
