Drive Away With Savings: Auto Loans with JHFCU
When it comes to financing your next car, JHFCU is a smart, low-cost option. Credit union rates are typically 2-3% lower than those offered by traditional banks or finance companies, helping you keep more money in your pocket.
Flexible Terms That Fit Your Life
We offer loan terms of 36, 48, 60, 72, and 84 months, so you can select a repayment plan that works for your budget. We finance vehicles up to 7 years old with fewer than 125,000 miles, purchased through franchised dealerships. Vehicles outside these parameters can still be financed under our unsecured loan rates for qualified applicants.
Beyond Cars: Finance All Your Adventures
Looking for something more than a car? We also offer financing for:
- Boats
- RVs
- Motorcycles
- Mobile homes
No matter your choice, JHFCU makes the journey smoother with affordable rates and flexible repayment options.
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Protect Your Purchase
Safeguard your investment with our comprehensive GAP (Guaranteed Asset Protection) and Debt Protection options, ensuring you're covered in case of unexpected events.
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Seamless Loan Closing
We offer electronic settlement via DocuSign, so you can complete your loan from the comfort of your home or office. Prefer a more personal touch? You can also close at any JHFCU branch or by mail.
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Buy Now, Pay Later!
Take advantage of our no payments for up to 90 days program when you finance your vehicle with JHFCU!*
Looking to purchase from a private party?
The rules and regulations for private party sales can vary by state—please call or email us for details on what is needed and how JHFCU can help.
Contact our Lending Department at ld@jhfcu.org or 410-534-4500 if you have any questions.
Additional Auto Options
Get pre-approved and start shopping with our Blank Check Auto Loan—the most convenient way to buy your next vehicle. |
Blank Check Auto Loan
Looking to refinance instead? Lower your payments and save more today with JHFCU. |
Auto Refinancing **Rates are determined by an evaluation of the applicant’s credit, loan-to-value (LTV), and upon refinancing your non-JHFCU loan. Your actual rate may vary. Rates are subject to change. Calculate estimated payment.