Mortgage Options

  • 100% Mortgage

    Designed for first-time buyers, our 100% Mortgage Loan helps qualified members purchase a primary residence without a down payment or private mortgage insurance.* Start your journey to homeownership today.

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  • Physician's Mortgage

    Designed with the needs of medical professionals in mind, our Physician's Mortgage offers up to 100% financing and a set payment for the life of your loan.*

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  • Fixed Rate Mortgage

    The traditional fixed-rate, fixed-term mortgage works for borrowers looking for a set monthly payment for the life of the loan.

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  • Adjustable Rate Mortgage

    ARMs begin with a fixed rate for a set period, then adjust twice a year based on market conditions.

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  • HomeFree Home Loan

    A refinance mortgage with no closing costs that may benefit you if you are looking for a lower loan balance or shorter loan term.

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  • 80/10/10

    Avoid mortgage insurance with this combination first mortgage/home equity option.

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  • Mortgage Refinance

    Lower your monthly mortgage payments and save thousands of dollars over the life of your loan with a mortgage refinance.

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Demystifying Mortgages

On the surface, home ownership can seem like a smart and appealing option, especially if your mortgage payments work out to be lower than what you would be paying to rent. However, rushing into a mortgage can set you up for a ton of stress (financial and otherwise). Before you buy, check in with yourself to make sure that you’re well prepared, that the timing is right and that you’re doing it for the right reasons.