Mortgage Options

  • Fixed Rate Mortgage

    The traditional fixed-rate, fixed-term mortgage works for borrowers looking for a set monthly payment for the life of the loan.

    Learn More

  • Mortgage Refinance

    Lower your monthly mortgage payments and save thousands of dollars over the life of your loan with a mortgage refinance.

    More Info about Mortgage Refinance

  • Home Equity Line of Credit (HELOC)

    The Home Equity Line of Credit (HELOC) is a revolving line of credit that you set up and use as needed. You can pay down the balance and use the line again and again. Use it for any purpose, such as home improvements, tuition, wedding expenses, or whatever other needs you may have.

    More Info about Home Equity Line of Credit (HELOC)

  • Home Equity Loan

    With a Home Equity Loan, you benefit from the stability of a fixed interest rate. You will receive the proceeds of the loan at settlement and can start using it for purchases right away.

    More Info about Home Equity Loan

  • HomeFree Home Loan

    A refinance mortgage with no closing costs that may benefit you if you are looking for a lower loan balance or shorter loan term.

    Learn more

  • 80/10/10

    Avoid mortgage insurance with this combination first mortgage/home equity option.

    Learn More

Demystifying Mortgages

On the surface, home ownership can seem like a smart and appealing option, especially if your mortgage payments work out to be lower than what you would be paying to rent. However, rushing into a mortgage can set you up for a ton of stress (financial and otherwise). Before you buy, check in with yourself to make sure that you’re well prepared, that the timing is right and that you’re doing it for the right reasons.

*Not available for home equity products or the HomeFree loan. Cannot be redeemed for cash or used in conjunction with any other offer. Limited offer. Some restrictions may apply. Subject to change. Closing cost credit for mortgages on new purchases only. Excludes refinancing of existing mortgages.