Deposit/Withdrawal Options


Deposit Options   Withdrawal Options

Deposit Options

Deposit Service* Type of Deposit Accepted Accounts to which Deposits can be made Min/Max Amounts Processing time
Mobile DeposZip Check and Money Order  All Accounts except IRAs $5000 unless exception made Checks under $500 are processed immediately; other deposits are processed the next business day. All deposits may be subject to holds.
DeposZip Check and Money Order All Accounts except IRAs $5000 unless exception made Checks under $500 are processed immediately; other deposits are processed the next business day. All deposits may be subject to holds.
ATMs** Check, Money Order, Cash  Savings or Checking No max on cash or checks Cash- First $100 released immediately, the rest released on the next business day; Checks and Money Orders- First $100 released immediately, $100 the next business day, the rest released on 2nd business day unless otherwise notified by CU. All deposits may be subjected to holds.
At a Branch Check, Money Order, Cash All Accounts Cash- All available immediately Checks- First $100 released immediately, $100 released the next business day, the remainder released on 2nd business day unless otherwise notified by CU
Shared Branching Check, Money Order, Cash All Accounts except IRAs Cash- All available immediately Checks- First $100 released immediately, $100 released the next business day, the remainder released on 2nd business day unless otherwise notified by CU
By Mail Check or Money Order All  Accounts No max on  cash or checks Checks and Money Orders- First $100 released immediately, $100 released the next business day, the remainder released on 2nd business day unless otherwise notified by CU
Payroll and Electronic Deposits Electronic All  Accounts Immediate
Direct Deposit Electronic Savings or Checking Immediate *typically the night before payday
Payroll Deduction/ ACH splits Electronic All Accounts Min $5 Immediate
Wires*** Electronic All Accounts except IRAs No min or max Domestic wires submitted by 2 pm will be processed the same day provided that all information is legible and complete. International wires submitted by 11:00 am will be processed the same day provided that all information is legible and complete.
 Zelle  Electronic  Checking Min $0.01, Max $2,000.00 Transactions between enrolled users typically occur in minutes. 

*See Funds Availability Schedule for information on holds
**JHFCU ATM or Debit Card required
***See Fee Schedule for associated fees
Withdrawal Options
Method of Withdrawal* Type of Withdrawal Accounts from which Withdrawals can be made Minimum/Maximum Amounts Processing Time
Branch Cash, official check or wire All (except IRAs or certificates) Immediate
(Domestic wires submitted by 2 pm will be processed the same day provided that all information is legible and complete. International wires submitted by 11:00 am will be processed the same day provided that all information is legible and complete.)
Online Banking Official Check, Wire Transfer
 Savings, Checking, Money Market

Line of Credit (Official Check Only)		   3-5 business days
(Domestic wires submitted by 2 pm will be processed the same day provided that all information is legible and complete. International wires submitted by 11:00 am will be processed the same day provided that all information is legible and complete.)
ATM* Cash Savings, Checking $500 max daily Immediate
TeleBranch 24 Official Check Savings, Checking, Money Market   3-5 business days
Faxed request Official Check All (except IRAs or certificates) 3-5 business days (check sent in mail)
Mailed request Official Check All (except IRAs or certificates) 3-5 business days (check sent in mail)
Shared Branching Cash or Official Check (at many locations) All (except IRAs or certificates) Immediate
 Zelle  Electronic  Checking  Min $0.01, Max $2,000.00 Transactions between enrolled users typically occur in minutes. 

 

*JHFCU ATM or Debit Card required
**See Fee Schedule for associated fees