Skip-A-Pay
Need a break?
We think you deserve one.
Every June and December JHFCU offers our members the option to skip-a-pay! Defer your payment without penalty and focus on what really matters - summer fun and holiday cheer.
Take the month off and skip your payment on one or all of your eligible loans.*
The following are eligible for Skip-A-Pay:
- Auto Loans
- Anything Loan
- Closed-End Home Equity Loans
- HomeFree Home Loans
Skip-A-Pay applications open in May and November, so check back soon!
*Please note that your first loan payment is not eligible for a Skip-A-Payment. This offer is available only for loans with an established payment history. This offer expires on December 26, 2024. By skipping your December 2024 payment(s), you extend your maturity date approximately one month. Debt protection and/or GAP purchased to cover your JHFCU loan(s) excludes deferred payments therefore, in the event of a claim, you may have a residual balance as a result of Skip-A-Payment authorization. Interest will continue to accrue on any unpaid principal balance(s) and may impact your final payment amount. Your scheduled monthly payment amount will not change, however the amounts applied to principal and interest may vary as a result of Skip-A-Payment authorizations. JHFCU will not process your request, and you may not skip your December 2024 payment(s), if all borrowers have not signed the authorization, if you do not have sufficient funds in the deposit account listed above to pay the processing fee, if your check for the processing fee is returned, or if your account does not remain in good standing during December 2024. The processing fee may be posted to your share account anytime through January 2025.