Educator Savings

A new way to save, created for Kennedy Krieger Institute 10/11/12-month Special Education employees with a reduced summer work schedule!

Get Started

What is it?

A separate saving account to save throughout the year
No minimum balance requirement*
Earns dividends to help your money grow

How it Benefits You

Helps fill in the income gap faced during the summer months
Easily set up electronic deposits into your account
Funds are conveniently transferred automatically to your Share Savings account on June 1st of every year
Receive an annual bonus of up to $50 on June 1st if qualifications are met!*

Setting Up Direct Deposit

Set up an ongoing biweekly $25 direct deposit to your Educator Savings account in KKI Navigator:

Routing Number: 252076235
Enter your JHFCU Account Number-87 (ex. #########-87)

Already have your NET Direct Deposit going to JHFCU?

You have the option of splitting your direct deposit and setting a dollar amount to deposit into your Educator Savings account each paycheck. Call our Member Service Center or send a secure message through online banking to get started.

Receiving Your Bonus

To be eligible for the $50 bonus you must:

Open your Educator Savings account by October 1st
Begin biweekly direct deposits of at least $25 to the account by October 1st
Make no withdrawals or transfer from the account from October 1st to June 1st

Miss the October 1st deadline? No worries! Open your account and begin biweekly direct deposits of at least $25 by January 1st and make no withdrawals/transfers from the account to receive $25 on June 1st.

Get Started

Already a JHFCU member?

Log in to online banking, click Open Sub-Account, choose Other, then choose Kennedy Krieger Institute Educator Savings on the secure form
Call our Member Service Center at 410-534-4500
Visit one of our branch locations

*Must be a member with a $25 minimum balance in a Share Savings account. If criteria is met, the annual bonus of up to $50 will be deposited to your Share Savings account. Must be an active 10/11/12 month Special Education employee of Kennedy Krieger Institute as of June 1st.

$50 Bonus*

In order to be eligible to earn the $50 bonus:

Open your Educator Savings account by October 1st
Make a biweekly direct deposit or other biweekly automated deposit of at least $25 by October 1st
Make no withdrawals or transfers from the account prior to June 1st
Be employed in Special Education with a reduced summer work schedule on June 1st

Members who open this account after October 1st and/or do not have a direct deposit or other automated biweekly automated deposit of at least $25 in the account after October 1st will not be eligible for the bonus on June 1st, but will be eligible for the following year.

Direct Deposit

In KKI Navigator:

1. Select Savings, and enter JHFCU Routing Number: 252076235

2. Enter JHFCU Account Number-87 (Ex. 123456789-87)

3. Enter Dollar Amount of at least $25

Already have your NET Direct Deposit going to JHFCU?

You have the option of splitting your direct deposit internally and setting a dollar amount to deposit into your Educator Savings account each pay. Call our Member Service Center or send a secure message through online banking.

ACH Split Form