Loans

We offer a wide range of loans designed to fit your financial needs. Whether you're looking to buy a new car, finance a home, or cover unexpected expenses, our competitive rates, flexible terms, and personalized service make borrowing easy. Explore our options, from auto loans to home equity lines of credit, and find the solution that’s right for you.

Once we receive your application, you will be contacted by phone and/or email as soon as possible. You may be asked to provide additional information including:

  • A copy of your most recent pay-stub or other proof of income
  • The purchase order, if you're purchasing a car
  • A list of the bills you wish to pay off, for bill consolidation
  • Other documents, depending on loan type and application

Non-U.S. Citizens. We require a copy of your permanent resident card or proof of U.S. residency, i.e., Visa.

  • Home Loans

    From conventional mortgages to our 100% Mortgage Loan, we have options to suit your needs—whether you’re buying, refinancing, or upgrading. Let JHFCU help you make your dream home a reality.

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  • Auto Loans

    Flexible auto loan options for financing, refinancing, and purchasing both new and used vehicles. Learn about our Blank Check Auto Loan and shop like a cash buyer with a pre-approved amount in hand. Drive home the perfect vehicle with a loan that fits your budget and lifestyle.

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  • Anything Loan

    A JHFCU Anything Loan is a great way to borrow for just about, well, anything - wedding, appliances, a computer, medical bills, taxes, or consolidate existing debt into one, low monthly payment. You can even use your loan for holiday purchases or to take the vacation you've always dreamed of!

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  • Credit Cards

    JHFCU’s Visa Credit Cards come with built-in chip technology and offer low competitive rates, no annual fee, and no balance transfer fee. Even earn points with our Rewards Visa Credit Card or get started with our “Starter” Visa.

    More Info about Credit Cards

  • Winter Wonder Line of Credit

    Embrace the magic of the season with our Winter Wonder Line of Credit! From November to December, members can access up to $1750 to make their holiday dreams a reality. Whether it's decking the halls, creating cherished memories with loved ones, or simply indulging in the joys of the season, our line of credit is here to make it all possible.

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  • Other Loans

    Line of Credit, Share Secured Loans, RV, Boat, Motorcycle, Holiday Loans and more.

    More Info about Other Loans