Our Secured Visa Credit Card offers a competitive low-rate to members with no credit or those looking to improve their credit score with responsible use. The card is supported by funds that are secured in a special savings account while earning dividends. Our Secured Visa Credit Card comes with these other great features.
- No Annual Fee*
- 11.9% APR*
- No Minimum Finance Charge*
- No Balance Transfer Fee*
- 25-day interest-free grace period on all new purchase*
This card requires a security deposit equal to the credit limit you are applying for; between $500 and $5,000. We recommend funds come from cash, direct deposit, tax refund, certified check, etc. Funds from a personal check will have a 30-day waiting
period.
Apply Now
Print Application
You may apply by the following:
- Through Online Banking
- Call our Member Service Center and apply over the phone
- Stop by a branch location to fill out the form in person
- Print the application and mail, fax, or bring it in to a branch
Applications are processed same-day, unless it is received on a day we are closed.
*APR = Annual Percentage Rate. Rates are based on applicants’ credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater.