Skip-A-Pay

Need a break?

We think you deserve one.

Every June and December JHFCU offers our members the option to skip-a-pay! Defer your payment without penalty and focus on what really matters - summer fun and holiday cheer. 

Take the month off and skip your payment on one or all of your eligible loans.*

The following are eligible for Skip-A-Pay:

• Auto Loans
• Anything Loan
• Closed-End Home Equity Loans
• HomeFree Home Loans
• Home Improvement Loan

Skip-A-Pay applications open in May and November, so check back soon!

*You cannot skip your first loan payment. This offer is only open to loans that have a payment history established. By skipping your payment(s), you extend your maturity date approximately one month. Debt protection and/or GAP purchased to cover your JHFCU loan(s) excludes deferred payments therefore, in the event of a claim, you may have a residual balance as a result of Skip-A-Payment authorization. Interest will continue to accrue on any unpaid principal balance(s) and may impact your final payment amount. Your scheduled monthly payment amount will not change, however the amounts applied to principal and interest may vary as a result of Skip-A-Payment authorizations. JHFCU will not process your request, and you may not skip your payment(s), if all borrowers have not signed the authorization, if you do not have sufficient funds in the deposit account listed above to pay the processing fee, if your check for the processing fee is returned, or if your account does not remain in good standing.For electronic payment(s) made from a different financial institution, we need to have your form 7 business days prior to your scheduled payment.