Loan Rates
Loan Rates
Effective as of November 1st, 2024
| NEW CARS | |||
| TERM | APR* | ||
| 72 months or less** | as low as | 5.49% | |
| 84 months**† | as low as | 5.99% | |
| *APR=Annual Percentage Rate **Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Calculate your estimated payment. †Minimum amount to finance is $30K. |
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| USED CARS | ||||
| TERM | APR* | |||
| 72 months or less** | as low as | 5.49% | ||
| 84 months**† | as low as | 5.99% | ||
| *APR=Annual Percentage Rate **Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment. †Minimum amount to finance is $30k. |
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| NEW OTHER VEHICLES | |||
| TERM | APR* | ||
| 60 months or less** |
as low as | 6.49% | |
| 72 months** | as low as | 6.74% | |
| 84 months**† | as low as | 7.49% | |
| *APR=Annual Percentage Rate **Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment. †Minimum amount to finance is $30K |
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| USED OTHER VEHICLES | |||
| TERM | APR* | ||
| 60 months or less** |
as low as | 6.49% | |
| 72 months** |
as low as | 6.74% | |
| 84 months**† | as low as | 7.49% | |
| 8-10 Year Old Vehicle (72 months or less; max 125K miles)** | as low as | 7.49% | |
| 8-10 Year Old Vehicle (84 months; max 125K miles)**† | as low as | 7.99% | |
| *APR=Annual Percentage Rate **Rate subject to change. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Calculate your estimated payment. †Minimum amount to finance Is $30K. |
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| VISA CREDIT CARDS | |||
| CARD | APR* | ||
| Rewards Credit Card | 1.99%; Prime + 10.5%** | ||
| Visa Platinum Credit Card | as low as | 7.90% | |
| Secured Visa Credit Card | as low as | 11.90% | |
| Starter Visa Credit Card | as low as | 18.00% | |
| *APR=Annual Percentage Rate **1.99% is the introductory rate for the first 12 months of account opening. Upon 12 months APR converts to Prime + 10.5% interest rate with a cap of 18%. |
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| ANYTHING LOAN (PERSONAL LOAN) | |||
| TERM | APR* | ||
| 36 months or less | as low as | 9.99% | |
| 37 - 60 months | as low as | 10.99% | |
| 61 - 72 months | as low as | 11.99% | |
| *APR=Annual Percentage. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. Calculate your estimated monthly payment. | |||
| HOLIDAY LOAN | |||
| TERM | APR* | ||
| Holiday Loan | as low as | 9.49% | |
| *APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. | |||
| SHARE SECURED | |||||
| TYPE | APR* | ||||
| Share Secured (Rate tied to Share Savings Rate) |
3.10% | ||||
| *APR=Annual Percentage Rate | |||||
| OVERDRAFT PROTECTION/LOANMAKER LINE OF CREDIT | |||
| TYPE | APR* | ||
| Loanmaker Line* | as low as | 11.25% | |
| *APR=Annual Percentage Rate. Rates are determined by an evaluation of the applicant’s credit. Your actual rate may vary. Rates are subject to change. Maximum rate is 18% APR. | |||