Our Visa Platinum Card is our lowest-rate card and designed for those that may not be able to pay their balance in full each month. Plus, our Visa Platinum Card comes with these other great features.
- No Annual Fee*
- Rates as low as 7.9% APR*
- No Minimum Finance Charge*
- No Balance Transfer Fee*
- 25-day interest-free grace period on all new purchase
- No Over-the-Credit Limit Fee*
You may apply by the following:
- Through Online Banking
- Call our Member Service Center and apply over the phone
- Stop by a branch location to fill out the form in person
- Print the application and mail, fax, or bring it in to a branch
Applications are processed same-day, unless it is received on a day we are closed.
*APR = Annual Percentage Rate. Rates are based on applicants’ credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater.