Join JHFCU Today

Banking by and for the Hopkins Community

Savings • Free Checking • Loans

For over 50 years, JHFCU has put our members and their financial objectives first, providing exclusive benefits and competitive, high-quality services suited to each member's unique financial journey. Our goal is not only to provide a seamless banking experience for our members, but also to foster, empower, and support the community in which we reside. 

Are you ready to unlock your financial potential? Choose one of the accounts below to get started today!

 
 

Share Savings Membership Account and Optional Checking

The basic membership account for most adult individuals, this Savings account earns dividends. Once established you can add a Checking, Money Market, Holiday Club or other accounts to meet your money management needs..

 

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Share Savings & Checking for International Members (or anyone without a Social Security #)

This non-dividend Savings account can be opened by individuals who haven't yet acquired a US Social Security Number. Pair it with a non-dividend Checking account.

 

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Teen Account

A smart and secure way for teens ages 13 to 17 to manage their money with a hands-on experience in budgeting and responsible spending while benefitting from no fees.

 

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Young Adult Account

Start your banking journey off right with a checking account designed for anyone aged 18 to 24. Enjoy attractive features like mobile deposit, a free debit card, and powerful budgeting tools..

 

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Youth/Custodial Savings Account

Teach your child the importance of saving for the future. Open a Custodial Savings account today and help them build a brighter tomorrow.

 

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Helpful Information

Who Can Join

JHFCU membership is open to employees, students, alumni and retirees (and their families) of most Johns Hopkins institutions and other affiliated groups; Check our full list of membership eligibility if you have any questions.

What to Have Ready

The initial application process is quick but you'll be asked a series of questions to help us verify your identity and eligibility. You will also be required to upload documentation, so you will need to have these documents close by.

Need a Loan?

You can request your loan as part of your membership application...we'll process both!

 

Want to join in person?

Make an Appointment


★★★★★

"I have been a member for over 25 years and that is a great track record by anyone's standards. Keep up the good work!"

– Deborah W., Baltimore, MD

 

 

Frequently Asked Questions

Membership FAQs

  • Do I have to join online?
    No, you may visit any of our branch locations or send an email to answers@jhfcu.org!
  • What documents do I need to open my account?

    Please have the following documents handy:

    1. Your Social Security or tax ID number
    2. Your government-issued ID (i.e. State-issued driver’s license/ID or US passport in English.)
    3. Proof of your current physical address may be required if the address on your government-issued ID is not current (i.e. Change of address card from the MVA [Maryland only], voter registration card, valid vehicle registration, recent utility bill*, valid (non-expired) lease agreement/addendum/renewal (to include tenant name(s), address, current lease period, signed by tenant(s) & landlord), recent mortgage statement, recent homeowner's/renter's/car insurance statement*, any piece of mail from another financial institution or government agency sent to the applicant's current address post-marked date within the past 30 days.

    *Recent is defined as within the past 30 days

    If you wish to apply for a loan, we may require proof of income, but let’s get your new JHFCU account opened first.

     
    Questions? We would love to hear from you! Email us at answers@jhfcu.org or call us at 410-534-4500.