Visa Platinum Rewards Card

Our Visa Platinum Rewards Card has the best of both worlds – earn points with every purchase, plus a great low-rate.

This card features:

No Annual Fee*
Rates as low as 9.40% APR*
No Minimum Finance Charge*
No Balance Transfer Fee*
25-day interest-free grace period on all new purchase
No Over-the-Credit Limit Fee*

You may apply by the following:

Through Online Banking
Call our Member Service Center at 410-534-4500 and apply over the phone
Stop by a branch location to fill out the form in person
Print the application and mail, fax, or bring it in to a branch

Applications are processed same-day, unless it is received on a day we are closed.

Apply Now

Print Application

Learn More About UChoose Rewards

Credit Card Features:

EMV Chip

Visa Online Checkout

Activate or Select a New PIN for my Credit Card

Cash Advance and Balance Transfers

How Can I Do a Balance Transfer to Pay Another Outside Credit Card?

Balance transfers can be completed using this link. Branch staff will assist with the issuance of payments made directly to outside credit card. Note that initially JHFCU will be sending any Balance Transfer payments via US Mail. You should account for mail time and should continue to make any minimum required payments until the payment is posted to your outside account.

Co-Applicants and Authorized Users

Lost, Stolen, or Damaged Credit Card

Making Payments

My New Credit Card

My Rate and Credit Limit

Rewards Points

*APR = Annual Percentage Rate. Rates are based on applicants’ credit and the type of credit card and may vary at JHFCU. Fee for foreign purchases is 1% of each transaction in U.S. dollars. Cash advance fee is $5 or 2% of the amount of each advance, whichever is greater.