Usually one size fits all isn’t all it’s cracked up to be. With JHFCU’s Free Checking, you get it all – no monthly fee, no minimum balance requirement, earn dividends on your entire balance, get cash back on select transactions using your Visa debit card, plus get your first box of check free!  
  • ODprotect

    Overdraft Protection

    Mistakes happen, that’s why we provide a few overdraft solutions to help protect your account and give you peace of mind.

  • checking2

    Visa Debit Card

    Get unlimited fee-free access to more than 50,000 ATMs nationwide through our partnership with the CU24 and CO-OP networks – with a chance to earn cash back on select debit card transactions.

  • checking


    Receive your first box of JHFCU-style checks free plus get an additional box each year with E-Statements, Bill Payment, and our Visa Debit Card.

  • ach


    Automated Clearing House is an electronic network that processes large volumes of credit and debit transactions.

  • ebanking

    Online Bill Payment

    Conveniently pay your bills from your desktop or right from your mobile phone with JHFCU’s free Online & Mobile Bill Payment. You can set up payments ahead of time, set up recurring payments, or set up a one-time payment (typically credited in the next business day or two, but times vary by process).

  • dollar2

    Direct Deposit

    Enjoy the benefit of having your pay in your account for spending on payday, and often available the night before! You can then schedule bills, get cash, or use your Debit card without having to worry about depositing your paycheck. To set it up, you need our routing number (252076235) and your 9-digit JHFCU account number. Also consider using Payroll Deduction to split part of your pay into separate Savings Account(s).

  • holiday club


    Earn cash while you shop! Take advantage of our Ca$hPerks rewards program so you can earn money with your checking account. It’s easy and anonymous—all you need is your JHFCU Debit card and access to JHFCU’s mobile and/or online banking.